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About Flagstar
Flagstar Bank,
headquartered in Troy, Michigan, is a growth-oriented community
bank with approximately 170 banking centers in Michigan, Indiana
and Georgia. Chartered in 1987 as a federal savings bank, today
Flagstar has assets approaching $16 billion.
Our Business
Flagstar offers a full
line of banking products for consumers and businesses, as well
as a variety of consumer loans ranging from automobile to boat,
home equity to home improvement. Flagstar is a leader in home
lending, delivering home loans through a nationwide network of
retail offices and wholesale agents, as well as online through
flagstar.com and via a toll-free phone number. Flagstar also is
active in the commercial real estate market and currently lends
in 20 states.
From its earliest days,
Flagstar has looked for fresh ways to put technology to work for
its customers and today is recognized as a pioneer in paperless
mortgage processing. In fact, for four consecutive years
Mortgage Technology magazine has named Flagstar one of the
Top 25 Tech-Savvy Lenders.
Our Commitment
Despite its rapid growth, Flagstar
has never lost touch with its origins as a community bank or its pledge to
provide value and convenience to its customers. With its signature sit-down
banking and real-people hours, Flagstar personifies its tagline —
convenience you can count on.
Flagstar Bank is a subsidiary of
Flagstar Bancorp, which is listed on the New York Stock Exchange under the
symbol FBC. The company is the largest publicly held savings bank
headquartered in the Midwest.
Apply Now!
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Construction Home
Loans
How to finance your
custom dream home or commercial building
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Sherry L. Creighton
Sr. Loan Originator
Flagstar Bank
100 Mill Plain Road Danbury, CT 06811
Ph 203-791-8105 FX 203-794-1724
Cell 203-948-8209
Email Sherry Now!
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3 great reasons to call
Sherry Creighton for your mortgage
Honesty and Integrity.
Sherry's career in residential lending started over 10 years ago, after
working in the insurance industry and serving for the United States
military. Sherry's core values are
honesty,
integrity,
reliability, professionalism, helpfulness, accuracy, timeliness, and
responsiveness. Sherry is not a transactional lender, she has a highly
competent team of professionals to handle your transaction, including
on-staff underwriting, which allows her to deliver superior service and
maintain 100% control of the entire transaction. Sherry's goal is to be
the most well respected lender in the industry.
Knowledgeable. Sherry is
a a focused mortgage specialist.
A mortgage is a very significant financial event. Sherry specializes in
mortgages full time, and she does it exceedingly well. That's what you
want: someone who's focused on the mortgage marketplace and your needs.
View her complete resume
Personal
Attention.
You need a mortgage plan that is a custom fit for you, and Sherry stays
in touch with you during your mortgage years. Keep in mind that her
business is built primarily through referrals from satisfied customers,
so your positive mortgage experience is essential for her ongoing
business growth.
Apply Now!
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Sherry Creighton is a highly dedicated
residential & commercial mortgage specialist with over 10 years of
experience in the field. She began her career as a loan
processor/originator concentrating on residential mortgage products.
In 2001, she further expanded her knowledge base beyond
residential loan products to include commercial, mixed use and
construction loan products as well. Sherry has been described by her
clients as “honest, hard working and a wealth of knowledge”.
An abundance of Sherry’s clients are repeat
customers with first time clients being referrals. Sherry has
received numerous accolades from her clients for making sure
they are fully informed about their transactions from start to
finish. There are no surprises at the closing table!!
Sherry is not just a mortgage banker/broker;
she is a mortgage counselor and can find the perfect loan
solution for you.
Are you thinking of
building your new dream home or renovating an existing home?
Flagstar offers solutions to meet your financing needs both
during construction and when the property is complete.
Benefits
-
Our construction home
loans offer:
- Funding for all
construction phases.
- Assistance with
managing the construction of your home.
- Payments issued
directly to the builder, saving you time.
- One-stop-shopping
for your short-term construction and permanent mortgage
financing.
New Construction and Permanent
Financing as One Loan
Flagstar's single loan
new construction programs give you the convenience of one loan
with the stability of a 15 or 30-year fixed rate program that you
lock in before construction begins. These loans allow for a
construction phase of up to one year, during which you make
interest-only payments at an interest rate slightly higher than
your permanent fixed rate.New Construction and Permanent
Financing as Two Loans
This short-term program
provides funds for the construction phase of a new home. Then, after
construction is completed, you have the flexibility to select the
Flagstar mortgage product that best suits your needs to establish
permanent financing for the home. The advantages of a two-loan program
include:
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Testimonials
"I have had the pleasure of working with Sherry Creighton
to obtain a commercial loan to build my Building Technology
Center. It is s a very unique project and many lenders looked
at the loan and made many false promises, but Sherry was the
only one that delivered. Her knowledge and dedication were
exemplary and she never failed to go the extra mile. No less
than a dozen lenders were presented with the loan, originally
a $1,200,000 loan with a 47% loan to value. With the mortgage
industry being in flux my best offer was going to charge me 9%
and 3 points. Sherry got me 6.75% and 1.5 points.
Sherry was also able to get more done for me in 2 months than
the other lender was able to accomplish in over a year.
I would highly recommend Sherry as a business professional
and would extend my highest regard for her as a human being."
-Steve Schappert
Builder,
Broker, Developer
My experience with Sherry at Flagstar was outstanding and
exceeded my expectations in what a mortgage company should
provide its clients. Sherry was professional, incredibly
quick and looked out for my best interested through the
seamless process. She went well past above and beyond and I
would truly recommend her services to anyone undertaking a
mortgage of any kind.
Autumn
Weir
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- During construction, the
loan has an adjustable interest rate and you make interest-only
payments each month. The loan allows for a construction phase of up
to nine months.
- Two closings permit a
variety of loan terms for permanent financing, including an
adjustable interest rate, jumbo loan, an interest-only option or the
ability to provide limited income and/or asset documentation.
Home Renovation Loan
If you're looking to add onto
or renovate an existing property, consider the benefits of a Flagstar
home renovation loan! This program allows borrowers to combine the
purchase or refinance of a property with the costs needed to renovate
or remodel. With a renovation loan, you make a fully amortized
principal and interest payment both during and after the construction
phase of the project. Some of the benefits include:
- Building funds are held in
an interest-earning escrow account during the construction process.
After all renovation work is complete, any funds remaining in this
account are applied to the principal balance of your loan.
- Funds for completed work
are disbursed directly to the contractors, saving you time.
- Contractors' work must be
inspected and approved before funds will be distributed, giving you
extra protection to ensure the work meets local building
regulations.
- Soft costs such as
architectural services, engineering and permit fees may also be
financed.
Apply Now!
Contact Sherry Today,
and take the
first step in building your new home!
Sherry L. Creighton
Sr. Loan Originator
Email Sherry Now!
Flagstar Bank
100 Mill Plain Road Danbury, CT 06811
Ph 203-791-8105 FX 203-794-1724 Cell 203-948-8209
Apply Now!
Additional Mortgage Resources
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